Development

How the NNDF can Help You!

1. The NNDF staffs a full time counselor to aid individuals seeking to develop or expand their business.

 

2. Business Plan development assistance, with numerous templates.

 

3. Marketing Plan development assistance. Your success is based on successfully marketing your product or service.

 

4. Financial Plan development assistance. The NNDF maintains networking relationships with various local and statewide lending institutions and can help in building your loan application.

 

5. Employee Loans. We want to help individuals to get themselves out of the “pay day loan” cycle. We will create a relationship with your employer to help provide small loans to bridge that gap.

 

6. Small Business Loans. For those who are unable to gain needed financing from traditional lending institutions, the NNDF will work with them and you to help make your dreams come true. We do this by leveraging our resources with local lenders and technical assistance providers.

Business Development

Small Business Loans

For those who are unable to gain needed financing from traditional lending institutions, the NNDF will work with them and you to help make your dreams come true. We provide business and commercial loans of all shapes and sizes.

For instance:

  • Micro-loans for small food stands
  • Equipment loans for small contractors
  • Large equipment loans for logging contractors
  • Commercial development loans for Tribes and Tribal Enterprises

 

Personal Development

Family Budgeting Workshps:
The NNDF believes in a holistic approach to helping individuals. Not only do we provide financing for emergencies and small business development, but we also provide family budgeting workshops.

Building stronger communities one family at a time is not just a theory but the title of our workshop series. We take a reality based approach to addressing the the issue of delivering family budgeting concepts.

Many times we will combine personal financing with the budgeting workshop.

Personal Development

Anti-Payday Loan Loans:
We at the NNDF are working to help individuals get out of the destructive Pay Day Loan cycle. We pay off the debt accumulated from the institution the individual is unable to pay off, and then provide a one-time loan at 15% interest. Once individuals no longer live in the Pay Day Loan cycle a sense of freedom and relief will create a more positive outlook on life and all the possibilities offered.

 

Employee Loan Program:
We have seen the need to help Tribal members and those working for Northwest Area Tribes to remove themselves from the difficult cycle of high interest Pay Day loan institutions. With the Employee Loan Program we will work with individuals Human Resources department to set up a reasonable pay-back plan.

 

Family Budgeting Development:
The NNDF provides free workshops to families in need of financial counseling. Together we can inspire and educate families on the importance of budgeting income and building savings. Be sure to check our News page for upcoming dates and times. Also be sure to like us on FACEBOOK for daily updates.

 

Personal Credit Coaching
For those in need the NNDF will provide one-on-one credit coaching. This will be confidential and personally suited to each client’s needs.

Community Development

The NNDF Community

Community Growth
Communities are built by people and people build communities by growing their own personal and business assets. The NNDF is a non-profit Native Community Development Financial Institution (CDFI). Our goal is to help provide financial and technical assistance services for those who may not qualify for outside funding. We do this by leveraging our resources with local lenders and technical assistance providers. The focus of the NNDF is to help individuals create and build assets such as, but not entirely limited to business and personal development.

 

Employee Loan Program
We have seen the need to help Tribal members and those working for Northwest area Tribes to remove themselves from the difficult cycle of high interest “pay day” loan institutions. With this as our goal we will work with your Human Resources department to set up a reasonable pay-back plan. We look forward to working with enrolled tribal members, descendants of tribal members and employees of NW Tribes.

 

VITA Tax Preparation Sites
The  NNDF provided free income tax preparation to over 440 individuals on the Colville and Spokane Indian Reservations in the last three years. We were able to generate over $820,000 in revenue for the local economy by processing tax refunds FOR FREE to low income and elderly individuals.

 

I.D.A. Matched Savings Program
Due to changes in funding the NNDF I.D.A. program is currently in hiatus.

 

 

The NNDF

The NNDF